Nexity and the Us Banking Industry

Presentation of Nexity3 I. Outside Analysis3 A. Industry and Demand Analysis3 B. Vermin Analysis6 II. Inner ANALYSIS9 A. Assets View Analysis. 9 B. Worth chain analysis10 III. Nexity Financial analysis12 A. Nexity bank plan of action and procedures. 12 B. Nexity Financial Analysis. 13 IV. SWOT ANALYSIS15 V. TOWS ANALYSIS16 Conclusion17 Introduction of Nexity is an online bank, which was at first called the People State of Grand and it was opened in February 2000. Its central station are situated in Birmingham, Alabama, USA.Currently, David Long is the President of Nexity and Greg Lee the CEO. The turnover spoke to a measure of $13,018 millions of every 2003. Banking on the web is an awesome open door for the financial business, there was a projection of 67 million of American utilizing it by 2007 contrasted with 38 millions by 2003. There were a great deal of players in this serious market however Nexity had a conventional procedure of separation by spreading its geographic and segme nt client base all through the US. Outer Analysis Industry and Demand AnalysisHistorically, there was a bounce back of the financial business and quick development around there after the Great Depression and World War II, with the would like to shield the business from being profoundly focused. To be sure, the US banking industry was a divided and scattered framework yet it changed in the 1980’s. These progressions were because of money related enactment which needed to prompt an increasingly incorporated budgetary framework in US as far as exercises and items The deregulation prompted combination and therefore to new rivalry.Helped by the Gramm Leach Bliley’s Act offering broadened banking yet in addition by the adjustments in correspondence and data advances, the US banking industry knew a merger insanity and a great deal of acquisitions were finished. All had a similar objective : to build up an increasingly national brand acknowledgment in a market recently focused . Be that as it may, outrages likewise showed up because of these new changes. Concerning the size of the business, clearly the focus could be seen somewhere in the range of 1980 and 2002.Number of organizations declined from 14,434 to 7,887 as opposed to their branches which raised a great deal from 38,738 to 66,185. Anyway it is imperative to make the differentiation here between two kinds of banks. From the outset, there were the physical banks and afterward showed up the virtual ones, for example, Nexity. Presently, let’s look at Nexity in the US virtual financial condition by an audit of the primary on-screen characters exhibitions in 2002. |Institution |Assets (in thousands) |Deposits (in thousands) | |E*Trade Bank $17,453,676 |$9,157,328 | |ING Direct |16,142,091 |13,112,826 | |NetBank |4,280,899 |2,479,421 | |Principal Bank |1,967,342 |1,826,018 | |BMW Bank of North America |1,149,732 |156,983 | |National Interbank |645,448 |528,516 | |Nexity Bank |501,167 |368,523 | |American Bank |472,181 |336,288 | Here we can see that Nexity is the seventh virtual bank available regarding resources. Progressively significant, we likewise notice that E*Trade Bank and ING Direct are the first and second ones, with an immense hole isolating them from the others, among which rivalry is extremely hard. Porter’s five forcesEven however there are fewer and fewer foundations since the 1980’s, there is as yet a high contention among the rivals in virtual banks. Customers are increasingly more situated to the more rentable channels like web and ATMs. Virtual banks thusly convey a great deal of administrations however just through web that permit to decrease costs in inhabitance and compensations so as to offer better paces of enthusiasm (to multiple times superior to midpoints). Virtual low-costs situated banks go up against other virtual saves money with great client care, in-house costumer information and administration focus tasks, solid supervisory c rews, a decent blend of appealingly estimated items, and low promoting costs.It’s a value rivalry which incorporates lower edges straightforwardly. Shouldn't something be said about the passage obstructions with potential contestants? It is a low danger. The biggest obstruction to section is the costs in establishing a bank: another bank needs to raise 8-12 million to start activities. In any case, fire up costs for virtual banks are considerably less costly than for customary banks: virtual banks could start tasks for millions not exactly conventional banks (no workplaces, and so on ) , despite the fact that they’ll need to put a ton in showcasing and promoting financial plans so as to draw in investors toward the beginning up time. The subsequent boundary is steadfastness to more established, bigger, and increasingly settled brand-name banks.Here we can discuss a system impact. What's more, third, a current bank holding organization gives ventures and sponsorship to the new bank by turning off a different financial substance. Concerning the substitutes, the main ones could be customary banks since individuals need security and need to make certain about their cash by advices. There would be a change from virtual banks to physical ones, since individuals are deluded or need to try again the first, with a superior thought of its favorable circumstances. However, there is less opportunities for this than the inverse since individuals need increasingly more to pick up time. That’s why there is a low danger of substitutes. Customers are the buyers.They have a relative dealing power particularly on the pace of enthusiasm on acquires. The first have an enthusiasm to deal and have a bartering power in view of the pace of enthusiasm as a supplement income and on the grounds that banks need liquidity to work. He can have some impact on the save money with different customers. Verbal works a ton with a help you utilize every day. Brand acknowledgme nt likewise can be negative. Providers: They are the organizations that give inputs/benefits that banks buy so as to have the option to acquire and loan cash. It very well may be a security endorsement for online web, labels†¦etc. With a situation affected by embarrassments, they can have a dealing power yet it is as yet relative on the grounds that there are a great deal of providers. ==> Internal contention, Buyers and Suppliers are the most grounded powers in the US online bank industry, while potential passageways and substitutes are the weakest.Key Success Factors can subsequently be characterized for this industry: anticipating all the promoting and correspondence spending plan for executing and afterward continuing discussing the bank for new clients; utilizing the more rentable channels for the clients; offering low pace of enthusiasm for acquiring and high for incomes to customer and persuading individuals regarding the estimation of virtual banks ; actualizing increasingly more security with advancements. Nuisance Analysis One of the primary concerns in the outer investigation is the PEST examination. The objective of this part is to figure out which are the principle outer powers influencing the US banking industry.Then, we will present and break down in the accompanying improvement which elements sway straightforwardly emphatically or adversely this segment in separating them on the political, financial, social and mechanical perspectives. On the political view, the US government has a position of hero in the present US banking framework. Truth be told, US government propelled arrangement of laws which have totally changed the US banking scene, for example, the Reigle-Neal Interstate Banking and Branching Efficiency Act and the Gramm-Leach-Bliley Act. The first permitted a bank holding organization to purchase another bank anyplace through the United States without considering the state law. The subsequent one permitted alliance between banks, protections firms and protection company.Logically, this deregulation, or the opening of state advertise that it incorporates, has emphatically affected the US scene in expanding the opposition on the national territory. Also, the deregulation prompted a merger insanity that is to state foundations utilize a procedure mergers and acquisitions in coordinating vertically as well as on a level plane so as to have more costumers thus to pick up pieces of the overall industry, and to build up the scope of items and administrations. At last, the effect of the US government could be viewed as an open door for banks (the greatest presently) which got out as pioneers to the deregulation and merger madness in light of the fact that the market is greater yet as a danger for banks which went to bankrupt.It’s huge to see how the Fed influences the economy and the US banking framework through the activities on the genuine loan costs. Indeed, in light of the fact that the Fed can se t the ostensible supports rate as a sole provider of stores for US banks. In any case, it can impact too the genuine loan fee because of the arrangement of the money related approach that will work later on (the financial strategy of tomorrow impacts the genuine loan fee of today). At that point, the Fed directly affects the degree of the genuine rates and therefore all in all of economy. For instance, if the genuine rates are lower, the action of banks will increment since getting costs will diminish and ventures from families will increment so as to purchase merchandise or services.Increasing of utilization from householders will help the various enterprises which will put resources into capital, underway limit or in labor (abatement of joblessness). Decreasing genuine rates will get ventures as regular stock progressively alluring and will help the US inward business in constraining imports in light of the fact that the outside trade estimation of the dollar is diminished thus, t he remote item get increasingly costly. On the monetary perspective, different variables ought to be considered. One of the most huge focuses is the financing cost which is created upside. At last, that speaks to a chance if the genuine rates are declining and rather a danger in the event that it is developing. Additionally, other non-immaterial point is the buying intensity of households.In certainty, as indicated by some monetary hypotheses, an expanding some portion of households’ utilization is arranged to support costs from one viewpoint, and, then again, other certain piece of it matches to investment funds. As a rule, a developing buying power speaks to an opp

Cloning In The 20Th Century Essay Research free essay sample

Cloning In The twentieth Century Essay, Research Paper We have seen entertaining stuff in the movies and on broadcasting. The beguilement business ordinarily shows it in a humourous situation, for example, Danny Devito and Arnold Schwannager as hereditarily built twins while Michael Keaton was copied to do his life simpler. Cloning is only accomplished after serious research and experimentation where as in the movies ; it is portrayed as each piece simple as 1, 2, 3. Despite the fact that quicken being and human cloning has simply been reported late to the people, it has been around for the numerous decennaries, and is great to our future coevalss. In 1938, a German researcher by the name of Hans Spemann went to the choice that creatures can, actually, be duplicated. His conviction was that by transfering the cardinal part of one vitalize being s cell into the egg of another vivify being, the enliven being could be repeated, or cloned. We will compose a custom exposition test on Cloning In The 20Th Century Essay Research or then again any comparative point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Dr. Spemann accepted that the cardinal part or karyon of a cell contained the familial structure for the development of the being. He was granted the Nobel Prize in 1935 for his find of what he called the coordinator result ( Bio of Hans ) . After Spemenn s discover, there were two different endeavors to retroflex what he did. The first was in 1952, when American researchers attempted by instilling the karyon of a frog s incipient organism into a frog egg, yet this exertion brought about disappointment. In 1970, a British researcher rehashed a similar examination. This exertion brought about the improvement of certain examples, which passed on in the wake of making the polliwog stage. Over clasp, there have been numerous cases to cloning, however have all turned up as either fakes or they delivered creatures that have kicked the bucket after a couple yearss ( Plutonium ) . There have been instances of cloning with a few kinds of vivify creatures get bringing down in 1984. Early stage licentious cells were what ringers were created from in the days of old. Researchers have built up another methodology called in essence cell nuclear transportation, which is performed using nature cells. This is the logical control that was accustomed to deliver Dolly in 1997. It has been said that after 277 disappointments, Dolly was in the long run created. The crew of researchers who made Dolly portrayed that they expelled cells from under the arm of an adult sheep, starved those cells from nourishments so they would arrive in a sleeping region thus utilized an electrical charge to constrain the cell s pores to open. 277 distinct eggs and cells were combined. Of those 277 melded eggs, just 29 endure and were embedded into 13 Ewe. These Ewes were to move as the other female guardians. Of those 29, only one sheep undeveloped organism endure. This incipient organism was conceived on July of 1996 and was named Dolly. This praised sheep was acquainted with the people in February of 1997 and was named after the state music vocalist Dolly Parton. Plants each piece great as vitalize creatures can be cloned. The central contrast in these two processs is that for as far back as 2000 mature ages, we have been forcing the workss to repeat by strategies for uniting and root film altering. The main end is to clone workss that will be better than those workss that happen obviously. Researchers trust that these new, hereditarily modified workss will be progressively insusceptible to bugs, infections and bacteriums with improved nutritionary characteristics and longer lives. This would non only benefit grown-up male, yet a cluster of workss are other than utilized in the creation of clinical strength ( Clone 2: 832 ) . Creature cloning would other than let a solid overview of human familial illnesses, for example, cystic fibrosis and Down s condition. It can even set a terminal to the deficiency of human join assortment meats by the utilization of trangenetic invigorate creatures. These enliven creatures have been hereditarily modified to that their assortment meats would be somewhat comprised of human stuff ( Reibstein and Reals 58 ) . This strategy would one time again pass on the privileges of quicken creatures into concern. A cluster of conflict could begin in raising quicken creatures totally to deliver drugs, investigate or take assortment meats from. Researchers feel that it might be conceivable to reconstruct covering or platelets with the goal that they will transform into trim pieces of tissues and assortment meats rather than entire creatures however this would be numerous mature ages into the contriving. A large number of these strategies will non be down to earth in the nearby from this point forward however there are other cloning techniques that can help those that are as of now alive. It can help with growing new mediations for infection, cure malady, and rescue lives. One malady that cloning would ideally help would be Parkinson s illness, which is a sickness of the sensory system. Researchers could make things happen cells to transform into solid encephalon cells ( Cloning 159 ) . Still another utilization is turning assortment meats as well as tissues for universes. Cells can be controlled to come back to their embryologic stage thus these cells will hold the conceivable to transform into different issues, cells, and so forth. This is done through synthetic signs called fibroblast developing variables. These signs # 8220 ; state # 8221 ; the cells what to make. These equivalent concoction signals are other than utilized on undeveloped organisms. The fibroblast developing elements mention to the cells what to go. Hans Spemann found the coordinator outcome, which is the means by which the embryologic cells are adjusted. The coordinator outcome shows that # 8220 ; the foremost pieces of it ( the phone ) will in general deliver the pieces of the caput and its back pieces portions of the tail ( underside ) .† ( †Biography of Hans Speeman† ) By bring forthing organs/tissues hereditarily unclear to that a patient, there would be less danger of dismissal and the patient would be saved from the interest to take substantial medication that smothers the invulnerable framework. Transplant patients would benefit the most from this on the grounds that there are non wherever close to sufficient organ providers for the individuals who need the assortment meats. In addition, the patients so need to sit back and watch if the organ is the correct size and if the natural structure will dismiss the organ. Human bodies assault what is non hereditarily in like manner to the particular natural structure ; hence, transplant assortment meats are dismissed on occasion even with the medication that attempts to stamp down this activity. Another method of transportation cloning acquires sound adult cells and reconstructs them # 8220 ; with the goal that they are embryologic and have the conceivable to transform into a tissue. # 8221 ; ( # 8221 ; Potential uses # 8221 ; 980 ) This strategy could be accustomed to deliver root cells, which are uniform or unspecialised, fit for being any tissue/organ. Undifferentiated organisms could be utilized to supplant the nation of harmed nervus tissue, which does non reestablish. This strategy can other than be utilized to turn assortment meats for the individuals who need them or even bone marrow. Quality cloning can be accustomed to deliver vaccinums and endocrines, it as of now has prompted the modest creation of insulin for diabetes and of developing endocrines for kids who do non deliver satisfactory endocrines for ordinary developing. Monoclonal antibodies utilized the safe framework to fight off sickness could be infused into the blood framework where it would search out and pounce upon a tracer segment to the cloned immunizer that would have the option to turn up covered harmful neoplastic infections in the natural structure. They would append threatening neoplastic ailment fighting medications to the tracer and the intercession measurement could be shipped directly to the harmful neoplastic infection cells ( Clone 2:833 ) . Other ongoing finds in hereditary sciences have prompted the expectation of at last having the option to rework a few spinal line nervousnesss. Tests of this hypothesis have included cistron review on worms, organic product flies, rodents and universes. Ideally be inferring more data on how developing nervousnesss are guided will do it conceivable in the great beyond to make things happen their developing and let the fix of cut off nervousnesss in the spinal rope ( Advances ) . Cloning examination could do a major distinction in the personal satisfaction for a major figure of individuals. It would non hold to be utilized to clone universes themselves. Blending to the Human Cloning Foundation, this strategy can help individuals with familial occupations ; the individuals who have a high danger for Down s Syndrome can stay away from that peril by cloning # 8230 ; we might have the option to do livers for liver unions, and kidneys for kidney unites. We ought to have the option to make bone marrow for children and adults who are suffering from leukemia, and we may larn how to trade cells on and off through cloning and in this manner have the option to bring around harmful neoplastic sickness. In this manner, before an unnaturally prepared incipient organism is embedded a cell from the undeveloped organism, it could be cloned and broke down for cistrons that cause maladies. This way an incipient organism with the most elevated chance of good wellbeing and perseverance could be chosen for nidation. Albeit a denial on the cloning of universes might be alluring to certain, researchers contend that a forbiddance would confine logical research that could benefit universes. While trying to gracefully a choice to a whole denial, the U.S. Food and Drug Administration proclaimed it unlawful to clone universes without FDA favoring. This would prevent the cloning of human presences yet would let logical research to go on. Looks into that will let researchers to additionally break down the system and advantages of cloning. The recorded of hereditary sciences has progressed by springs and limits. Cloning has gone from slicing works stems to deliver new workss to cloning frogs. Since in this way, a monstrous spring was made in the creation of the sheep Dolly. In our imaginativenesss cloning may be the material of logical order fiction

SmartAuthorSites.com Helps Authors Market Their Work

SmartAuthorSites.com Helps Authors Market Their Work There is nothing more satisfyingâ€"and challengingâ€"than finishing up a novel. Thinking of a topic that you can sustain through thousands of words, creating a world for your characters, and coming up with an intriguing plot (or an intriguing way to present facts in a nonfiction book) is no small feat.But what happens after youve written your novel? Whether youre a first-time novelist or youve got three or four books under your belt, youre going to need to be able to market your book effectively so that you can sell copies to would-be readers. And in order to market to your audience well, one of the first things youll need is a high-quality author website.If youre not sure how to get started or you consider yourself completely clueless when it comes to design, SEO, and marketing, the website Smart Author Sites is here to assist you. On Smart Author Sites, you can learn about goals for your author site, SEO research, blogging, and use their design services to give your page an attract ive look and feel.In addition to all of the available Smart Author Sites services, you can also keep up with all the latest book industry news and effective marketing tools for authors.I started this blog when I created Smart Author Sites back in 2006. It has undergone many redesigns since then, but the focus of it is the same. Its a place where I can share my learnings about what makes author websites work and what new authors can do to build online presences for themselves that will be worth the time and resources, says site creator Karina. I offer tips on how to design an author website, common problems and mistakes, myths being bandied about, new online trends that authors should jump on, how to properly optimize a blog for SEO and more. I like sharing my knowledge with all the struggling authors out there who have important stories to share with the world and helping them take their writing to new heights.In our post today, well go over the ins and outs of Smart Author Sites an d whether or not it would be a good tool for an up-and-coming author to use.Services of Smart Author SitesSmartAuthorSites.com offers a variety of services to writers that save time, money, and offer convenience and guidance throughout the whole launch of your web presence. Here are the services that Smart Author Sites offers:Pre-Launch ServicesBefore the launch of your website, theres a lot to be done to prepare. First, the professionals at Smart Author Sites will need to gather some information from you on your book and what your goals are for the website. The staff at SmartAuthorSites.com will gather all of the info they need through a 30-minute phone conversation with you. On this phone call, theyll find out, for example, what the site is about, who the intended audience is, what will be unique about it, and what you envision would make it a success. From there, your professional will make recommendations on the following:URL/tagline/brandingWhat will be featured on your website What you want to promote and where and how to ensure successful site visitsContent tree and organization of your websiteCreative content ideas to accomplish goals youve come up with togetherAnother area that your professional will help you with is SEO research and implementation. SEO, or search engine optimization, is essentially strategy to help your website get to the top of searches on search engines like Google. One of the best ways to do this is through the usage of strategic keywords. Your team at Smart Author Sites will help you determine which keywords will provide the best success for you and they will recommend a list based on an algorithm of searches and competition. And not only will they identify these keywords, but theyll also recommend how you should implement the keywords in your website pages.Once you start to write the content for your site, your content will be reviewed and your team at Smart Author Sites will determine if you have enough content (or if you have t oo much), whether or not it could capture an audiences attention, and deciding if it needs any light editing or if you need help incorporating specific keywords.Additionally, the team at Smart Author Sites will assist you with blog consultation. Theyll help you determine how to come up with a theme, how to get ideas for a regular blogging schedule, how often you should be writing in your blog, how to optimize each post, how to build blog followers, how to turn your traffic into actual fans of your products, and how to use blog features like plug-ins and categorizations.Design and Development ServicesGood content is crucial for a website, but design is equally as important. Smart Author Sites has a partnership with 515 media, who will help you by creating an efficient, user-friendly and mobile-ready website design.Post-Launch ServicesAfter the website has launched, Smart Author Sites goes one step further than many website building companies, and theyll follow up with you on how your site is doing and provide regular analytics reports and analysis. Theyll check the overall site traffic numbers, the days that are the highest traffic (and try to help you figure out why that is), a breakdown of where your traffic is coming from, which pages people are visiting the most, which pages people are leaving quickest, and whether or not any technical issues are slowing down the site and making it less user-friendly.All of these data points are important to look at when you are trying to convert your visitors to actual customers so you can sell more of your product (your book).Types of Clientele Who Use SmartAuthorSites.comSince the start of the website in 2006, Smart Author Sites has helped over 500 authors in several different genres with their websites. They have helped everyone from self-published authors to authors who worked with a traditional publishing house. 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Whether you want to know more about the difference between strategic and generic marketing for authors or if youre trying to figure out how to market your latest book on Instagram, Karinas advice is very explanatory and has tons of examples throughout the content for you to follow along easily.The blog is very general in the fact tha t she is careful not to tailor it too much to self-publishing authors or authors who are going through a traditional publishing house. She is also explanatory when she needs to be for newer authors, but still has plenty of expert tips available for those who are familiar with the industry and who are looking to get a deeper level of insight into how to better market their books.A Site You Can Trust for Your Author PlatformAll in all, Smart Author Sites has a myriad of expert services and advice for authors of all levels. 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Organisation Study of Acc Cement - 14377 Words

AN ORGANISATIONAL STUDY Conducted at â€Å"ASSOCIATED CEMENT COMPANY (ACC)† WADI (JN) Internship training report submitted In partial fulfillment of the requirements of the Bangalore University For the award of the degree of Master of Business Administration Submitted By, Mr. NAGARAJUN GOUDA Register Number: 09SBCMA053 Under the guidance of Mr. M.A.SURESH KUMAR Administrative Management College 18th KM BANNERGHATTA ROAD BANGALORE-560083 DECLARATION BY THE STUDENT This is to state that the training of report titled†¦show more content†¦Just as cement (product) lays the firm foundation of any good construction, similarly the cement industry lays the firm foundation of modern economy, which is important for all developmental plans. That is why the per capita consumption of cement in a country is regarded as an index of its progress. Cement being a key infrastructure industry, the first cement company was established in Madras (Chennai) in 1904. However, in 1912-13 three units of ACC were established at Porbandar in Gujarat and other two at Kavti, Madhya Pradesh and Lakheri in Rajasthan with a total installed capacity of 14,000 tones per annum. The industry is estimated at around Rs. 18,000 crores. At present cement industry is more than 94 years old. During the first half of the 20 Century India was plagued by an extremely slow growth rate and not until the dawn of independence in the era of planning the importance of the core sector industry – cement – to national development was recognized. On 24 May 1961 Cement Manufacturing Association (CMA) was formed in India. The period during 1982-85 was a boom period for the industry. By 1992 it had attained fourth position among the cement producing countries, behind only the USA, China, and Japan. The year 1990-92 was best for the cementShow MoreRelatedHuman Resource Accounting -Conceptual Framework3297 Words   |  14 Pageshuman investments and enhanced quality of work. HRA quantifies information about human resource and for evaluation of management’s utilization of human asset. If functioning of any organisation is ineffective resulting high turnover rates, the major reason may be motivational problems. HRA practices of that organisation can find out the possibility and reason of dissatisfaction and leaving the job. HRA also helps in examining expenditure on personnel and in re-appraisal of expenditure on servicesRead MoreNon Tariff Barriers to Trade25886 Words   |  104 PagesNON-TARIFF BARRIERS TO TRADE IN THE CORE COUNTRIES OF THE STABILITY PACT FOR SOUTH EASTERN EUROPE Study prepared by Dr. Hanspeter Tschà ¤ni Dr. Laurence Wiedmer Bureau Arthur Dunkel 56, rue du Stand – CH - 1204 Genà ¨ve Tà ©l  : +41 22 312 48 35 – Fax  : +41 22 312 48 71 E-mail : sti2@iprolink.ch ABBREVIATIONS ASYCUDA Automated System for Customs Data BiH Bosnia and Herzegovina BSEC Black Sea Economic Cooperation CAFAO Customs and Fiscal Office CAM-A/CAM-ES Customs AssistanceRead MoreExploring Corporate Strategy - Case164366 Words   |  658 Pages22/10/2007 11:54 Page 597 CASE STUDIES ECS8C_C01.qxd 22/10/2007 11:54 Page 598 ECS8C_C01.qxd 22/10/2007 11:54 Page 599 Guide to using the case studies The main text of this book includes 87 short illustrations and 15 case examples which have been chosen to enlarge speciï ¬ c issues in the text and/or provide practical examples of how business and public sector organisations are managing strategic issues. The case studies which follow allow the reader to extendRead MoreOnline Trading12832 Words   |  52 Pagesform and electronic trading in case of IPO and corporate action such as rights, bonus. TWO TYPES OF DEPOSITORIES * National securities depositories Ltd.( NSDL) * Central depository services (INDIA)Ltd.(CDSL) NSDL was the first depository organisation promoted by UTI,IDBI AND NSE. Nsdl was set up to provide electronis depository facilities for securities being traded in capital market .the depository oridence was promulgated by the government of indiain September ,1995 The SEBI issued a guidelinesRead MoreInternational Financial Accounting155754 Words   |  624 Pages(INTERNATIONAL) In this edition, approved by ACCA We discuss the best strategies for studying for ACCA exams We highlight the most important elements in the syllabus and the key skills you will need We signpost how each chapter links to the syllabus and the study guide We provide lots of exam focus points demonstrating what the examiner will want you to do We emphasise key points in regular fast forward summaries We test your knowledge of what you ve studied in quick quizzes We examine your understanding in

The Governesss Desire in Henry Jamess The Turn of the...

The Governesss Desire in Henry Jamess The Turn of the Screw nbsp; nbsp; Henry Jamess The Turn of the Screw paints a landscape that is ripe for psychoanalytic analysis. He has chosen language and syntax that symbolize his main characters psychological fragmentation and her futile attempt to mend herself. Many of Lacans theories emerge as the Governess reveals her motivations through her recollective narrative. nbsp; The Governess enters the Imaginary Stage of Lacans psychoanalysis theory when she sees herself in the mirror on her first night at Bly. She recalls,the long glasses in which, for the first time, I could see myself from head to foot... and as her idealized image gazes back, the Governess has now†¦show more content†¦The picture of Bly painted by the Governess pulsates with men who are not there; their absent presence agitates the Governesss anxiety over her own fragmentation. The master has abandoned her physically and emotionally, Miles has potential but is only a child, and Peter Quint is nothing more than air. Even though they are unavailable to her, the Governesss desire to be what these pseudo-men desire becomes the driving force behind her actions. nbsp; In order to please the master, the Governess makes it her mantra to carry out her agreement to in charge of Bly (a traditional male role and yet the Governess remarks, Well, I was strangely at the helm!)without engaging him in any of the messy details. In order to please Miles, the Governess indulges his late-night wanderings and until he brings up the subject, does not pester him with questions about his expulsion from school. To please Peter Quint, the Governess makes herself available to him by strolling alone across the grounds. None of these attempts to fulfill these imagined desires fulfills the Governess, of course, because unity of self is not possible. There is no phallic presence at Bly and according to Lacan, none is forthcoming. nbsp; Ironically, the other present characters at Bly are also fragmented and desire to fulfill the Governesss desires, if the narrative is reliable. Mrs. Grose, who could very well slap the Governess back intoShow MoreRelatedEssay Finding Meaning in The Turn of The Screw, by Henry James2788 Words   |  12 Pagesglance, Bly appears to be a rather lonely place. The vividly bleak backdrop for The Turn of the Screw houses a handful of servants, two orphaned children, and ghosts who fade in and out of view. But there are others present who are less obtrusive yet just as influential as Peter Quint and Miss Jessel. Peering into and out of Blys windows and mirrors, engaging with the text and the lingering trace of author Henry James, a crowd of real and virtual readers hope to catch a glimpse of a specter orRead MoreSexual Repression in Turn of the Screw Essay975 Words   |  4 Pagesduring the period, people took anything not specified in sexual connotations. Realizing this, the au thors of the time used this to their advantage and laid a heavy underlying sexual atmosphere as a basis for their stories. Henry James does just that in his Turn of the Screw. Though never directly stating so, his main character suffers from sexual repression that came along with her position in the Victorian age and eventually acts upon it, while the ghosts in the story then serve as protectionRead MoreHenry James, the Art of Fiction and the Turn on the Screw3624 Words   |  15 Pages1. Henry James’s theory of the novel, introduced in his critical essay The Art of Fiction, has been considered as â€Å"playing an important part in the definition of the new conventions of the modernist novel† (Dobrinescu, 203). The theory’s central point or main concern has to do with, as Hopkins considers, â€Å"taking the novel (and, consequently, theoretical discussion of the novel) seriously†. For James, the novel corresponds to the ultimate art form and it should have a position the community as suchRead MoreEssay on Protecting Miles and Flora in The Turn of the Screw2242 Words   |  9 PagesProtecting Miles and Flora in The Turn of the Screw â€Å"I saw my service so strongly and simply. I was there to protect and defend the little creatures†¦Ã¢â‚¬  The governess sees it as her duty to protect Miles and Flora. What do they need protection from and how does Henry James illustrate this in his novel â€Å"The Turn of the Screw†? Henry James’s ‘Turn of the Screw’ can be interpreted in many different ways. He constructed his novel in order to make allusions to sexual topics, (without stating

The Value Of Health Across Cultures Free Essays

Evaluating the Value of Health and Cultural Heritage across Cultures Culture and values are standards that influence and shape human behaviors, decision making processes, personal relationships, and status of health and happiness. The United States has become a symbol of a multicultural society representing many different ethnicities and minority groups. As our culture continues to grow rapidly so is the necessity to increase awareness, understanding, and tolerance of these diverse groups. We will write a custom essay sample on The Value Of Health Across Cultures or any similar topic only for you Order Now As health care providers we must understand the basic needs of our patients, whether they are black, white, green or purple, and the repercussions of prejudices and cultural insensitivities. Health care providers need to become responsive to the cultural values of different peoples and how these could augment effective and humanistic care delivery (Edelman, 2010). The Heritage Assessment Tools allows you to identify individual cultural beliefs and behaviors. These beliefs have shaped how we value health, the ways we maintain our health and the practice/acceptance of modern medicine. For example, if a patient identifies those relationships with family members or members from the community are highly valued then the nurse should consider lenience with the hospital visiting policy to meet the patients needs to maintain and restore their health. Many cultures value a caring holistic approach to medicine that incorporates family and supports systems to promote healing. Some cultures do not emphasis the practices of western medicine and utilize healers like priests, herbalists, or scientologist. By applying a heritage assessment in evaluating the needs of the patient as well as maintaining an open and understanding relationship of their culture, nurses can work to meet their needs in a holistic approach. How we have learned to take care of ourselves or our â€Å"health maintenance â€Å"varies from culture to culture. I grew up in a culture where regular exercise, watching what you ate, and â€Å"being thin is in† were highly valued. I and most of my friends had retainers and braces to maintain the image of good health with a picture perfect smile. As kids we were all active and parents provided healthy snacks as well as well balanced meals. Fast food and take-out was a once-in-a-while indulgence. For ethnic groups, health as a value may have different definitions and their behavior may reflect this(Edelman, 2010). I interviewed a Hispanic female and her family about how her culture has influenced her maintenance of day-to-day health. Family is an important dynamic in her culture, putting everyone else in her family before herself. Her family has influence of her everyday decision making, sure her children and grown parents are always well taken care of. Diet is based on being able to provide for the family more than the value of the foods nutrients. She admits that fast food is a cheaper option for feeding her children than stocking up on healthy produce at the grocery store. Her home is shared with her husband, four children, and her two parents, so they are all involved in taking care of one another. I also had the opportunity to meet with a family that traveled from Saudi Arabia to receive cardiac evaluation and treatment at the world renowned Texas Medical Center. The adult male patient as his wife were very private and did express interest in developing personal relationship with their nurse, so most my assessment was made from conversations held with their daughter a practicing physician in the same hospital. She told me that health maintenance is highly valued and the government provides a number of health care services to the public. Those who can afford it will travel elsewhere for expert opinions and cutting edge treatments. In regards to their routine values of health maintenance, their family practices and beliefs are based from Islamic religion and culture. Islam promotes heath and wellness with meditation, proper diet, regular activity and cleanliness (bathing, fragrance, attention to hair and nails). Lastly, their culture strictly dictates the foods they eat as well as what is considered toxic or harmful to their health. The ways of preventing disease or â€Å"health protection† has made an impact on health care. Growing up with access to health insurance, routine doctors visits, vaccinations, and educational programs to promote heath and wellness such as the D. A. R. E program was normal practice. One of the biggest obstacles for the Hispanic family was not having access to affordable health are. Health care insurance is not affordable for many poor Americans, whose priorities are the basic needs of health including food, clothing, and shelter rather than health care(Edelman, 2010). They admit to not having good preventative health care like routine physicals, medication compliance, attending follow-up appointments, and regula r dental hygiene. Being hospitalized is often a last resort because of the finical stress is can cause because of lack of health insurance. In contrast to the Hispanic American family, the Saudi family viewed out of pocket expenses a low priority when considering health protection. This patient needed to have heart surgery and with support from immediate and extended family members in the United States, some practicing as physicians, this was the best option. Good health is often a sign of affluence and high social status. How individuals deal with disease and restore health is based from cultural beliefs and learned experiences. Learning from personal experience with my family members being hospitalized and being treated for disease, we are aggressive with treatment and expect the information and results quickly. We expect to have everything done to treat illness and when modern medicine fails we have a hard time accepting that reality because of our faith in the health care system, doctors, and nurses. The Islamic culture also encourages individuals to seek medical help and treatment. Religion plays a huge part in healing and health restoration. I witnessed my patient and his wife praying regularly. Family is also key for this culture, demonstrating strong ties with both immediate and extended family at the bedside involved in regular discussion with physicians and other health care providers. Being able to afford out of pocket expenses hey expect the highest level of expertise and excellence in care from their health care providers. Sometimes family members will contribute to these expenses. Hispanic cultures typically cater towards men, children, and the elders in the household. This Hispanic American female admits that even immediately after having her fourth baby, she was still the primary care giver to her children and homemaker/care taker of the household. Also, she admits that even though not having regular access to medical care this does not influence how she provides attention and nurtures her family members during times illness. Her culture has a strong emphasis on family and religion as well as practicing traditional home remedies. Being surrounded by family and prayer helps her and her family in times sickness and promotes healthy recovery. Based on the three different cultures evaluated there is one strong common value, family. Health traditions and beliefs are greatly influenced from learned family practices as well as from influential support systems. This century will continue to be a time of great challenges as the population of the U. S. continues to be a nation of diverse peoples(Edelman, 2010). Nurses continue to make many positive moves toward understanding culturally diverse populations (Edelman, 2010). As we have learned, culture is a very unique and complex set of values. By being aware of cultural differences and gaining cultural knowledge nurses can help promote and ensure a healthy society. How to cite The Value Of Health Across Cultures, Papers

The Value Of Health Across Cultures Free Essays

Evaluating the Value of Health and Cultural Heritage across Cultures Culture and values are standards that influence and shape human behaviors, decision making processes, personal relationships, and status of health and happiness. The United States has become a symbol of a multicultural society representing many different ethnicities and minority groups. As our culture continues to grow rapidly so is the necessity to increase awareness, understanding, and tolerance of these diverse groups. We will write a custom essay sample on The Value Of Health Across Cultures or any similar topic only for you Order Now As health care providers we must understand the basic needs of our patients, whether they are black, white, green or purple, and the repercussions of prejudices and cultural insensitivities. Health care providers need to become responsive to the cultural values of different peoples and how these could augment effective and humanistic care delivery (Edelman, 2010). The Heritage Assessment Tools allows you to identify individual cultural beliefs and behaviors. These beliefs have shaped how we value health, the ways we maintain our health and the practice/acceptance of modern medicine. For example, if a patient identifies those relationships with family members or members from the community are highly valued then the nurse should consider lenience with the hospital visiting policy to meet the patients needs to maintain and restore their health. Many cultures value a caring holistic approach to medicine that incorporates family and supports systems to promote healing. Some cultures do not emphasis the practices of western medicine and utilize healers like priests, herbalists, or scientologist. By applying a heritage assessment in evaluating the needs of the patient as well as maintaining an open and understanding relationship of their culture, nurses can work to meet their needs in a holistic approach. How we have learned to take care of ourselves or our â€Å"health maintenance â€Å"varies from culture to culture. I grew up in a culture where regular exercise, watching what you ate, and â€Å"being thin is in† were highly valued. I and most of my friends had retainers and braces to maintain the image of good health with a picture perfect smile. As kids we were all active and parents provided healthy snacks as well as well balanced meals. Fast food and take-out was a once-in-a-while indulgence. For ethnic groups, health as a value may have different definitions and their behavior may reflect this(Edelman, 2010). I interviewed a Hispanic female and her family about how her culture has influenced her maintenance of day-to-day health. Family is an important dynamic in her culture, putting everyone else in her family before herself. Her family has influence of her everyday decision making, sure her children and grown parents are always well taken care of. Diet is based on being able to provide for the family more than the value of the foods nutrients. She admits that fast food is a cheaper option for feeding her children than stocking up on healthy produce at the grocery store. Her home is shared with her husband, four children, and her two parents, so they are all involved in taking care of one another. I also had the opportunity to meet with a family that traveled from Saudi Arabia to receive cardiac evaluation and treatment at the world renowned Texas Medical Center. The adult male patient as his wife were very private and did express interest in developing personal relationship with their nurse, so most my assessment was made from conversations held with their daughter a practicing physician in the same hospital. She told me that health maintenance is highly valued and the government provides a number of health care services to the public. Those who can afford it will travel elsewhere for expert opinions and cutting edge treatments. In regards to their routine values of health maintenance, their family practices and beliefs are based from Islamic religion and culture. Islam promotes heath and wellness with meditation, proper diet, regular activity and cleanliness (bathing, fragrance, attention to hair and nails). Lastly, their culture strictly dictates the foods they eat as well as what is considered toxic or harmful to their health. The ways of preventing disease or â€Å"health protection† has made an impact on health care. Growing up with access to health insurance, routine doctors visits, vaccinations, and educational programs to promote heath and wellness such as the D. A. R. E program was normal practice. One of the biggest obstacles for the Hispanic family was not having access to affordable health are. Health care insurance is not affordable for many poor Americans, whose priorities are the basic needs of health including food, clothing, and shelter rather than health care(Edelman, 2010). They admit to not having good preventative health care like routine physicals, medication compliance, attending follow-up appointments, and regula r dental hygiene. Being hospitalized is often a last resort because of the finical stress is can cause because of lack of health insurance. In contrast to the Hispanic American family, the Saudi family viewed out of pocket expenses a low priority when considering health protection. This patient needed to have heart surgery and with support from immediate and extended family members in the United States, some practicing as physicians, this was the best option. Good health is often a sign of affluence and high social status. How individuals deal with disease and restore health is based from cultural beliefs and learned experiences. Learning from personal experience with my family members being hospitalized and being treated for disease, we are aggressive with treatment and expect the information and results quickly. We expect to have everything done to treat illness and when modern medicine fails we have a hard time accepting that reality because of our faith in the health care system, doctors, and nurses. The Islamic culture also encourages individuals to seek medical help and treatment. Religion plays a huge part in healing and health restoration. I witnessed my patient and his wife praying regularly. Family is also key for this culture, demonstrating strong ties with both immediate and extended family at the bedside involved in regular discussion with physicians and other health care providers. Being able to afford out of pocket expenses hey expect the highest level of expertise and excellence in care from their health care providers. Sometimes family members will contribute to these expenses. Hispanic cultures typically cater towards men, children, and the elders in the household. This Hispanic American female admits that even immediately after having her fourth baby, she was still the primary care giver to her children and homemaker/care taker of the household. Also, she admits that even though not having regular access to medical care this does not influence how she provides attention and nurtures her family members during times illness. Her culture has a strong emphasis on family and religion as well as practicing traditional home remedies. Being surrounded by family and prayer helps her and her family in times sickness and promotes healthy recovery. Based on the three different cultures evaluated there is one strong common value, family. Health traditions and beliefs are greatly influenced from learned family practices as well as from influential support systems. This century will continue to be a time of great challenges as the population of the U. S. continues to be a nation of diverse peoples(Edelman, 2010). Nurses continue to make many positive moves toward understanding culturally diverse populations (Edelman, 2010). As we have learned, culture is a very unique and complex set of values. By being aware of cultural differences and gaining cultural knowledge nurses can help promote and ensure a healthy society. How to cite The Value Of Health Across Cultures, Papers

Surfer dudes duds case free essay sample

During the Surfer Dudes case the going concern assumption and opinion an auditor might issue at the end of an audit are a focal point. It is brought up in relation to the audit of the Surfer dudes company. Whether or not to issue a going concern opinion is a tough decision and can have a serious effect on a company. Taking into account the relationship between the audit partner and CEO in this case the issue becomes even touchier. Going concern is an assumption that a particular company will be financially stable enough to continue and fulfill its obligations in the present and future. When an auditor issues a going concern opinion it is because this assumption is not met. An unqualified opinion is issued when all financial statements are thought to be free of material errors. Technically a company could have financial statements free from material errors and deserving of an unqualified opinion but still not meet the requirements of the going concern assumption and therefore have a going concern opinion issued by the auditor. We will write a custom essay sample on Surfer dudes duds case or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page While deciding whether a going concern opinion is appropriate there are several types of information the auditor should consider. The auditor would need to decide from the information they gathered over the course of their audit whether or not they believe there is substantial doubt that the company will continue as a going concern. If the auditor does have substantial doubt they would then discuss with management any plans that they might have to turn things around. After these considerations they would then decide whether or not there is still substantial doubt that the company will continue as a going concern. If there is they then would disclose this and write an explanatory paragraph. If there no longer is considered to be substantial doubt they would then decide whether or not disclosure is necessary. There are many different audit procedures an auditor could perform to decide the appropriateness of a going concern opinion. Some of these are; analytical procedures, review of su bsequent events and terms of debt agreements, as well as an inquiry into legal issues and others. Surfer Dude is currently struggling financially and the auditor has substantial doubt that they will continue as a going concern. If he is to issue a going concern opinion with an explanatory paragraph this might become a self-fulfilling prophecy for Surfer Dude. Even though they are not doing well now, issuing a going concern opinion might cause customers, lenders, and creditors to shy away from doing business with the company causing a very negative affect by completely dooming any chance they had at turning things around. This would then prove the substantial doubt about the company continuing as a going concern to be true. There might be several implications an audit firm would face in the case of Surfer Dudes if they issued an unqualified report without a going concern explanatory paragraph. One of these would be possible litigation from lenders and creditors who relied on their audit opinion. Another might be litigation from Surfer Dudes themselves claiming the audit firm didn’t inform them about their going concern and therefore didn’t allow for them to make necessary changes. Another alternative is that Surfer Dudes might turn the company around and no one will be affected by the absence of a going concern explanatory paragraph. Taking into account everything concerning the Surfer Dudes case Mark should try to come up with a strong argument to convince George issuing a going concern opinion is the right thing to do. He should explain how this would allow George to sit down with the audit firm and discuss plans to turn things around; as well as giving customers, and creditor’s faith that Surfer Dudes is reliable in disclosing important information. CONTENT REQUIREMENTS What is a going concern opinion and what does it mean? How is it dif Requirement 1 ferent than an unqualified audit opinion? (3 pts) Requirement 2 What are the types of information the auditor should consider when determining whether a going concern opinion is appropriate? What audit procedures might an auditor perform to determine the appropriateness of the going concern opinion? (5 pts) Requirement 3 How might a going concern opinion become a â€Å"self-fulfilling† prophecy for Surfer Dude? (4 pts) Requirement 4 What are the potential implications to the audit firm if they issue an unqualified opinion without the going concern explanatory paragraph? (4 pts) Requirement 5 How might Mark convince George that a going concern opinion is in the best interests of all parties involved? Give some arguments that Mark might make. (4 pts) WRITING REQUIREMENTS Requirement 1 You MUST include the following in your paper. Underline them, bold them, or italicize them so I can find them easily. Use both â€Å"effect† and â€Å"affect† Use a semi-colon twice Requirement 2 Include a proper introduction and a proper conclusion for this paper. In addition, ensure that this paper is cohesive throughout and paragraphs flow from one to another. This should read like one comprehensive essay rather than answers to specific requirements. Writing Restrictions for this assignment: Any spelling/punctuation requirement included on a prior assignment will also be reviewed for accuracy if included in this paper. For example, since â€Å"than† and â€Å"then† were included on the first assignment, if you use either in this assignment, they must be spelled correctly. Read â€Å"On Writing† for the things I will be looking for in your writing 12-point font Double-spaced Two page maximum

Johnson Johnson SWOT Analysis

Johnson Johnson SWOT Analysis Introduction Johnson Johnson is an American company manufacturing pharmaceuticals, medical devices, and consumer packaged goods worldwide. It was founded in New Brunswick, New Jersey, in 1886; its headquarters are still there though it has subsidiary companies all over the globe. The company name is synonymous with its baby care products though it has wide range of products not only pharmaceutical but also in the allied segments of diagnostic devices and surgery.Advertising We will write a custom critical writing sample on Johnson Johnson SWOT Analysis specifically for you for only $16.05 $11/page Learn More Their well-known OTC products are Tylenol, Motrin, Johnson’s baby oil, visine, Bengay, Neutrogenga skin care products and Band-Aid bandages (MBA Lectures, 2010). After starting in 1896, the company expanded first to Canada in 1919 and later to Britain in 1924. Its public launch was in 1944 listing with the New York Stock Exchange. Its strategic acquisition started with Neutrogena in 1994 and Depuy in 1998. During the period from 1989 to 1999, the company had 45 acquisitions to its credit. Johnson Johnson began to help doctors and nurses to use sterile sutures, dressings and bandages in the treatment of wounds. This fuelled further innovative ideas to be introduced from time to time ever since. (Marketing Teacher.com, n.d). Keeping its responsibility towards environment, the company formulated in its vision statement that it should use the resources that are environmental friendly. Its major products of traditional production are Band-Aids, Listerine and Baby Lotion. As part of its healthy planet program, it sets up new long term goals every five years Their long term goals include direct purchase of low cost hydro and wind power, and acquiring on-site solar power and land fill gas. It is also maintaining the largest fleet of hybrid vehicles throughout the world (Boone and Kurtz, 2011). The Company is still remembered for its response to people who died of cyanide poisoning of its Tylenol capsules as sabotage. The quick withdrawal of Tylenol from the market alone cost the company half a billion dollars as moving cost. Ethical practices of the company are proving to be its competitive advantage (Williams, 2011). Strengths:Advertising Looking for critical writing on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Workforce of 118,000 employees. Presence in 60 countries. More than 250 operating companies. The 8th largest pharmaceutical business and the 6th largest biotech business in the world. Recognized by the United Nations as the Humanitarian of the year for 2011 for the work of philanthropy touching lives of billions of people’s basic health care. Reported strong progress in the first of five year pledge to help save and improve lives of 120 million women and children in developing countries as part of the United Nation s Millennium Development Goals. Increasing sales of $ 61.1 bn in 2007, $ 63.7 bn in 2008, $ 61.9 bn in 2009, $ 61.6 bn in 2010 and $ 65 bn in 2011. Increased dividends paid per share $ 1.620 (2007), $ 1.795 (2008), $ 1.930 (2009), $ 2.110 (2010) and $ 2.250 (2011). Development of new treatment for prostate cancer. 125 years of experience. A number of new innovative products to meet the unmet health care needs across the world. Strong product portfolios in immunology, oncology, surgical devices and emerging markets. Scientific innovation. Well positioned to grow and increase market leadership. Delivering sustainable growth for shareholders. Business restructured to manage cost structure, simplify business operations. Nine major approvals for new pharmaceutical products in the U.S. obtained as a result of continued research and development for the last five years incurring over $ 37 billion. The new products include STELERA and SIMPONI in immunology, PREZISTA, INTELENCE in HIV, ZYTIGA in oncology, XARELTO in cardiovascular disease segments. R D efforts in the segment of Medical Devices and Diagnostics (MD D) and consumer platforms, such as contact lenses, electrophysiology, advanced energy, biosurgicals, oral care, and skin care. These amount to $ 7.5 billion. New technologies for replenishment of certain segments. E.g., Fibrin Pad, canaglifozin and bapineuzumab are produced for treatment of hemostasis, diabetes, and Alzheimer’s disease respectively. Sizeable amount of capital reserves returned by of refund of shares and payment of retained dividends that further strengthened financial parameters. Pfizer Consumer Healthcare and Beijing Dabao Cosmetics Company Ltd in the Consumer business segment acquisitioned as part of company’s long term strategy. These were company’s strategic alliances to improve its market and competitive advantage. Crucell N.V. and Elan Corporation Plc were introduced in pharmaceutical business segment, pending acqui sition of Synthes, Inc were applied in MDD business. Ingenuity, resiliency, tenacity, integrity and compassion shown by the people of Johnson Johnson during the period of industry and global changes. Growth in adjusted earnings for the 28th consecutive year. It amounted to $ 13.9 billion, and adjusted earnings per share were $ 5. Worldwide sales of $ 65.0 billion reflecting an increase of 5.6 % from previous year. Development of â€Å"telaprevir† in partnership with Vertex Pharmaceuticals, which was approved in 2011 and set to meet the needs of treatment of hepatitis C affecting 170 million people all over the world. It is already in the market under the brand name IN CIVO in Europe. Making alliance with Bayer Healthcare. Due to that, drug by name XARELTO was introduced by the company in 2011. It is for the cure of complications arising out knee or hip replacement procedures. This medecine can also be administered to avoid stroke and systemic embolism in people suffering fro m nonvalvular atrial fibrillation. Broad based business and expertise. These allowed to create devices like blood glucose monitors, insulin pumps, and develop new drugs like canagliflozin. Nutritional products, such as SPLENDA sweeteners, brought out through Consumer Wellness and Prevention business. 70 % of sales. This rate is attributed to two products having No. 1 and No.2 global market share positions. 25 % of sales from the new products launched in the last five years. Maintained AAA credit rating. Paid increased dividend to shareholders for the 49th consecutive year. Generated a free cash flow of about $ 11.4 billion. Exceeded Standard Poor‘s 500 and Dow Jones Industrial Average in respect of one year shareholder return at nearly 10 percent. The above comparison has been maintained over a long period. The company remains an investment choice for several decades (Johnson Johnson 2011). Johnson and Johnson was the first to introduce a sterilizing technique for catgut su tures. It was the company’s first major product. In the U.S., the company is able to keep their price increase in tune with Consumer Price Index (CPI). It is able to prevail upon the governments for differential pricing of its products so as to make its goods reach different segments of population. Thus, the company has agreement with the U.K. in respect of its product VELCADE meant for the treatment of multiple myelama. Another agreement was made with France for RISPERDAL and CONSTA for treatment of schizophrenia. Various companies and governments have also entered into agreements with the company for various risk sharing arrangements (Marketing Teacher.com, n.d). The company is able to offer discount for their baby care products and contact lens. Its promotional campaign â€Å"Beauty for all Ages† has been quite popular at Wallgreens. The company is involved in helping manage many cases, such as healthy life styles. There were a lot of programs to promote a healthy l iving, such as the campaign for Nursing’s future, Having a Baby Changes Things and Because We Care We Act. Its decentralized management approach gives its employees an entrepreneurial feel of the belief that they succeed to meet the customer needs and provide them with solutions (Marketing Teacher.com, n.d).Advertising We will write a custom critical writing sample on Johnson Johnson SWOT Analysis specifically for you for only $16.05 $11/page Learn More Weaknesses: Uncertain macroeconomic conditions; Patent expiration in two years for two of the company’s major drugs, Risperdal and Topmax which gained $ 6 billion in sales; Severe economic conditions that restrict consumer spending; Quality issues related to over-the-counter products at McNeil Consumer Healthcare; Recall of the DePuy ASR Hip system. As on January 1, 2012, the company is facing numerous product liability cases. Damages claimed are substantial although company’s warning s and instructions were adequate enough to counter such claims. Yet it is difficult to predict the litigation outcomes. Approximately, there are 3,800 claimants for injuries due to LEVAQUIN, 4,700 in respect of ASRâ„ ¢ XL Acetabular System and DePuy ASRâ„ ¢ Hip Resurfacing System, 860 for PINNACLE, 420 for RISPERDAL, 480 for pelvic meshes, 95 for CYPHER stent and 60 for DURAGESIC. Johnson Johnson’s subsidiaries are facing intellectual property lawsuits in respect of Medical Devices and Diagnostics. In 2004, Tyco Healthcare Group LP (Tyco) and the U.S. Surgical Corporation sued Ethicon Endo-Surgery, Inc for infringement of four of TYCO patents by the company’s product EES’s HRAMONIC Scalpel in the U.S. District Court of Connecticut. Although the case was dismissed on the ground that TYCO did not own the patents, and the dismissal without prejudice also was affirmed in appeal, TYCO has filed complaint of similar infringements in the same court for monetary damages and injunctive relief in 2010. The case is expected to be heard in May 2012. Cordis Corporation filed lawsuits in New Jersey and Delaware courts against Guidant Corporation, Abbott Laboratories, Boston Scientific Corporation, Meditronic Ave in 2006 complaining that company’s Xience V (Abbott), Promus (Boston Scientific) and Endeavor (Meditronic) infringed several of their Cordis’s Wright/Falotico patents. Courts found the claims invalid, and they were also affirmed in appeals in one of the cases for lack of written description and written enablement. In 2007, Bruce Saffran sued for patent infringement against Johnson Johnson and Cordis in Texas court for infringement of the US Patent No. 5,653, 760. Court found in 2011 that Cordis infringed a patent issued to Saffran who was awarded with $ 482 million. Cordis was also ordered to pay $ 111 in addition in 2011 as pre-judgment interest. Cordis appealed, and the company has not made any accrual in this regard sinc e it believes that there is no unfavorable outcome.Advertising Looking for critical writing on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More In 2007, Rosche diagnostics filed lawsuit for patent infringement against Life Scan Inc. in Delaware Court for the reason that LifeScan’s blood glucose monitoring system infringed two of its patents related to the sue of microelectrode sensors. Lifescan obtained a favorable judgment. On appeal by Roche, appeal court has remanded the case for hearing on new findings. In 2008, Cordis filed lawsuit against Guidant, Abbott, Boston Scientific andMedtronic alleging that the Xience Vâ„ ¢ (Abbott), Promusâ„ ¢ (Boston Scientific) and Endeavor ® (Medtronic) infringed their Wyeth (now Pfizer) Morris patents. In January 2012, court summed up in the favour the defendants for lack of enablement and failure to describe the full scope of the invention sufficiently. Cordis is likely to appeal. Similar lawsuits were brought by Rembrandt Vision Technologies L.P. in 2009. Howmedica Osteonics Corp and Styker Ireland Ltd filed lawsuits for patent infringements in Texas and New Jersey Court s respectively in 2011. Trials are pending. Company’s subsidiaries have instituted lawsuits in respect of pharmaceutical patent infringements starting from 2007 till date. Similarly lawsuits are also pending against the company’s subsidiaries (Johnson Johnson 2011). Opportunities: Ageing of the world population contributes to more spending on health care costs. International presence and outward growth help the company avail of the opportunities for additional business emerging from global health care reforms. Cancers, mental health disorders, diabetes, heart disease, stroke, rheumatoid arthritis, and HIV present opportunities in the unmet medical needs. These give chances to control the market where the company has presence and can make investments to gain leadership. Health care reforms evolving around the world requiring more cost effective health care solutions by the government payers and regulators present opportunities to make investments in personalized medic ine, companion diagnostics in the fields of oncology and anti-psychotics. There are also new opportunities through acquisitions for new technologies, such as the product REVIVE SE device which saved the life of Mrs. Wecker through full recovery from her stroke. Similarly, company’s oncologist Bill Hait was saved from the use of newly introduced blood clot retrieval and removal device. Fibrin pad was developed through collaboration with Israel based Omrix Pharmaceuticals Ltd in the treatment of surgical bleeding. Sustained regulatory environment with a view of saving lives, mitigating patients’ sufferings, and addressing unmet medical needs allows to make innovations. Company supports strong regulatory presence since it ensures patient safety, and fast approvals of lifesaving medicines (Johnson Johnson 2011). Threats: Slowdown in economic growth, fluctuations in financial markets, increased unemployment and pressure on heath care costs have a negative impact on healt h care spending (Johnson Johnson 2011). There is regulatory high-handedness. Its global competitors are able to offer substitute products at lesser prices. Established pharmaceutical products with brand selling face major threats from generic manufacturers from local markets. Bio-technology may wipe out pharmaceutical technology in future. There exist regulatory pressures of different kinds in different countries (MBA Lectures 2010). Strengths: Even before the advent of the 20th century, Johnson Johnson became an enterprise with international presence. It is credited with customer satisfaction and robust R D facilities. Large scale operations have helped the company minimize expenditure and become more competitive. Brand image, brand loyalty, and long standing customers are the plus points for the company. It commands world wide presence with as many as 250 subsidiary companies operating in about 57 companies. The company’s products are represented in 175 countries as in 2008, and its annual sales revenue for the year ended in 2011 is $ 65,030 millions. The company has been able to differentiate from its competitors. With vast diversification in pharmaceuticals, medical devices, and consumer packaged goods, the company enjoys the competitive advantage over the others. Johnson Johnson has more than 29,925 internet domains associated with Internet and technology organizations having web presence (MBA Lectures, 2010). Strategic acquisitions mean that its stable financial position has enabled Johnson Johnson to make timely acquisitions utilizing its cash reserves. Its triple –A credit rating indicates its ability to seize opportunities by remaining free from financial debt burden. Product diversification has enabled the company to avoid dependence on any particular market segment or product portfolio. Its long range plans of diversification are set to be completed by 2014. Positive revenue growth projections include that the new products launc hed will more than compensate its decline in revenues from prescription pharmaceutical market, and an increase of 1.8 % in 2008-14 is sure to be achieved (Marketing Teacher.com, n.d). Weaknesses: On April 30, 2010, Johnson Johnson’s subsidiary company had to recall 43 kinds of OTC medicines that include Benadr, Tylenol Plus, Tylenol and Zyrtec. In 2010, Johnson Johnson was sued by the U.S. government unethical distribution of drugs to dementia patients through Omnicare. Several of its products are outdated due to patents or copy rights expiry. The company incurs heavily on expenditures related to information gathering having no value added output or input. Due to its copyright expirations, the company is facing lot of pressure to reduce its prices. Company is largely dependant on revenues from Risperdal and CNS (MBA Lectures 2010). Its new products recently launched are subject to uncertainties of market forces and regulatory overview. Reliance on small molecule drugs, wh ich are subject to competition from generics market, puts the company at a disadvantage (Marketing Teacher.com, n.d). Opportunities: The company’s acquisition of Pfizer will add to its growth substantially. Johnson Johnson enjoys competitive edge to enhance its market capture by way of innovative products and sustained product development. The company has been leveraging its international presence with the strategies of joint ventures and acquisitions. Its foray into diagnostics and medical devices markets helps promote the growth of its markets. Growth in the economy round the corner promises increased customer spending which will in turn reflect in company’s enhanced sales revenues. The company has the unique synergistic advantage in maximizing its revenues through acquisitions of diverse range of companies (MBA Lectures 2010) Cross selling opportunities abound due to its strategic acquisitions and strategic positioning. The disease life cycle presents unlimited g rowth opportunities in the segments of Cardiovascular, oncology, diabetes and I I therapy. Market for biological products has a huge potential not only to compensate its loss of market due to patents expiry on molecules. A biological major has already joined hands with the company in 2009 to develop and commercially exploit the items, such as therapeutic proteins Procrit, Natrcor, and monoclonal antibodies, such as Remicade, Reopro, Simponi, and Stelara. These provide the company with the intellectual property rights opportunities so as to strengthen its discovery rights (Marketing Teacher.com, n.d.; Johnson Johnson SWOT Analysis, n.d.). Threats: There is a regulatory high-handedness. Its global competitors are able to offer substitute products at lesser prices. Established pharmaceutical products with brand selling face major threats from generic manufacturers to local markets. Bio-technology may wipe out pharmaceutical technology in the future. There exist regulatory pressures of different kinds in different countries (MBA Lectures 2010). References Boone, L.E. Kurtz, D.L. (2011). Contemporary Business, U.S.A.: John Wiley Sons. Johnson Johnson. (2011). Annual Report. Retrieved from investor.jnj.com/2011annualreport/index.html April 27, 2012 Johnson Johnson SWOT Analysis. (n.d). Retrieved from businessteacher.org.uk/business-resources/swot-analysis-database/johnson-johnson-swot-analysis/ MBA Lectures (2010) SWOT Analysis of Johnson Johnson. Retrieved from http://mba-lectures.com/marketing/swot-analysis-marketing/1109/swot-analysis-of-johnson-johnson.html Marketing Teacher.com (n.d.). SWOT Analysis of Johnson Johnson, Retrieved from marketingteacher.com/swot/johnson-and-johnson-swot.html Williams, C. (2011). Management . Ohio, USA: Cengage Learning.

Tips to Manage Disruptive Behavior in the Classroom

Tips to Manage Disruptive Behavior in the Classroom Teaching adults is very different from teaching children. If you are new to teaching adults, you have hopefully been provided with training in this area, but if not, take steps to prepare yourself. Start with crucial skills and principles for teachers of adults. Establishing Norms Setting classroom norms is one of the best methods of classroom management. Hang a flip chart or poster, or dedicate a section of the whiteboard, if you have space,  and list expected classroom behaviors for everyone to see. Refer to this list when disruptions occur. Using a flip chart or whiteboard can be especially useful because you can involve students in the construction of the list on the first day. Start with a few of your own expectations and ask the group for additional suggestions. When you all agree on how you want the classroom to be managed, disruptions are minimal. List of Norms Start and end on timeTurn off or silence cell phonesSave texting for breaksRespect the contributions of othersBe open to new ideasResolve differences calmlyStay on topic Saving Questions for Later Its always a good idea to address questions of any kind when they occur because curiosity provides fabulous teaching moments, but sometimes it just isnt appropriate to get off track. Many teachers use a flip chart or whiteboard as a holding place for such questions to ensure theyre not forgotten. Call your holding place something appropriate to your topic. Be creative. When a question being held is eventually answered, mark it off the list. Managing Mild Disruptions Unless youve got a completely obnoxious student in your classroom, chances are good that disruptions, when they do occur, will be fairly mild and call for mild management techniques. These include disruptions like chatting in the back of the room, texting, or someone who is argumentative or disrespectful. Try one, or more of the following tactics: Make eye contact with the disruptive person.Remind the group of the agreed-upon norms.Move toward the disruptive person.Stand directly in front of the person.Be silent and wait for the disruption to end.Acknowledge the input, put it in your parking lot if appropriate, and move on.You may be right.Thanks for your comment.How about if we park that comment and come back to it later?Ask for help from the group.What does everyone else think?Rearrange the seating if you think it will help.Call for a break. Handling Persistent Disruptions For more serious problems, or if the disruption persists, rely on these steps to conflict resolution: Speak with the person privately.Confront the behavior, not the person.Speak for yourself only, not the class.Seek to understand the reason for the disruption.Ask the person to recommend a solution.Review your expectations of classroom behavior, if necessary.Try to get agreement on expected norms.Explain any consequences of continued disruptions. Sharing Challenges Its generally unprofessional to share frustrations about individual students with other teachers who may be influenced toward that person in the future. This doesnt mean you cant consult with others, but you should choose your confidants carefully.

Immigration to USA Assignment Example | Topics and Well Written Essays - 750 words

Immigration to USA - Assignment Example The work of the new department was overseeing a range of agencies and especially those specializing with immigration (US immigration enforcers, United States Citizenship and Immigration Services and US Customs and Borders Protection. Creation of the new department came with a huge funding hence increasing the cost of maintaining all the departments, (Rollings-Magnusson 274). Secondly, deportations spending increased this is because the coming of the new department increased the activities of the subordinate department and this resulted to deportation of roughly 200,000 people in 2001 and almost double in 2011. Third, removing of criminals and this included both deportation and voluntary and since then it has doubled. Fourthly, police officers at the local level were promoted into immigration officers, a project aimed at securing communities. They worked together with Homeland security to ensure accomplishment of their goals of arresting and deporting the non-United States citizens. Finally was the tying immigration enforcement to corporate profits, this ensures that the law is enforced and the rate of immigration is reduced. What are the differences between the service and enforcement sections of immigration policy? Which do you hear about in the news? What do you hear? The service section has specialized with giving services to the people migrating in and out of the US, and has the responsibility of issuing visa as well as other crucial travel document to the immigrants. Additionally, they are responsible for immigrants screening and inspection of the immigrants before their entry to the United States. Enforcement section on the other hand deals with enforcement of the immigration department policies, (Maxwell 34); they are involved with deportation of those who are in the US illegally and those who lack the proper documentations. The commonly heard in the news the about enforcement sections since 9/11 is that the US administration embarked on ensuring their nationals safety, (Tirman 67). New policies and measures were put in place to deport those who did not have the necessary documents to be in the country and also restrictive measure were put in to place limit immigration in to the US. The news items common are on the number of people deported a nd the number of criminals deported, it is all about how people are being shipped and flown out of the US. What are the pros and cons of a law like SB1070? What do you think is going to happen? The SB1070 law had extensive negative impacts to the economy compared to positive impacts. Some of the pros are that the United State citizens could now obtain employment opportunities where the aliens had dominated and due to the restrictive immigration laws, security was enhanced. The disadvantage entails the decrease in the sector of the tourism; the police were authorized to monitor the immigrants’ documents especially those they suspected to be lacking the necessary authority to be in Arizona. This discouraged tourist because nobody wants to be scrutinized all the time other than being left free to enjoy touring the country as they set out to. The laws influence the sector of agriculture sector and most crucially in Alabama whereby the sector of agriculture sector generates revenu e. The laws incapacitated the performance due to the many restrictive laws. The restrictive immigration laws also influenced the businesses and this was mainly due to the distortion they brought in the competitive advantages in attracting new businesses to the region. The higher education departments lost students because many had came other

Product Campaign Plan Research Paper Example | Topics and Well Written Essays - 2000 words

Product Campaign Plan - Research Paper Example Over the past two decades, there has been an increased number of Japanese restaurants in the US with the numbers more than doubling and the business environment becoming increasingly competitive. The 2010 Jetro Japanese Restaurants trends have shown that Japanese restaurants in the period 2005 to 2010 have increased by 54.8% (1). Furthermore, Lim (2) in his study acknowledges that increasingly over the past years American customers have come to appreciate Japanese food, and most specifically its famous sushi dishes. Such resign appreciation for the Japanese food and the increasing number of Japanese restaurants implies that Japanese restaurants will have to operate effectively within the growing competitive environment to be profitable. For Miyagi, one of the highly rated Japanese restaurants in Mclean VA, the need to be efficient and competitive in a changing environment is even greater if it is to retain its top spot in the region. Miyagi is a family-owned Japanese restaurant in Mclean VA, with the restaurant having been founded in the late 1980s, according to Lei a waitress in Miyagi, after the family immigrated to the US. The restaurant serves Japanese meals such as sushi, to the widely diverse population in Mclean region. However, based on observation, the ratio of Japanese vs. other residents frequenting the restaurant as compared to the ratio of the Japanese vs. other residents in Mclean VA region is higher. While the population in the region is 38929 residents that have different race backgrounds, Japanese population in the region are 514, presenting only 1.32% of the population and not enough market for the all Japanese restaurants in the region. This, therefore, implies Miyagi needs a campaign strategy that will elevate its prominence in the region as the place to be.

Corporate Culture : The Key To Understanding Work Organisations :: essays research papers

Corporate Culture : The Key to Understanding Work Organisations Organisational or corporate culture is widely held to refer to a system of shared meanings held by members that distinguishes the organisation from other organisations, that is a set of shared key characteristics or values. The culture that an organisation has will play an important part in its success in its market sector. Likewise an organisation's continued success will depend to a large extent on the ability of the leadership of the organisation to perpetuate that culture. A large, established organisation in a mature market is likely to have objectives of moderate growth and the maintenance of its position within the market. McDonald's is an example of such an organisation. You could walk in to a McDonald's restaurant in London, Tokyo or Moscow and expect to see staff dressed in the same uniform serving the same food from within restaurants that look remarkably similar. There are no risks to be taken here and rarely a snap decision to be made and certainly not by the staff. Contrast this with a small organisation, thirsty for success in an emergent market such as Steve Job's Apple Computers in the early eighties. Here was a company led by a very strong character who was highly motivated, possessed a highly practical imagination and was fanatical about detail. He built up a multinational company on the strength of his ability to promote free thinking coupled with the attention to detail that is required to produce a world class computer within the organisation that he ran. It is quite clear that if the cultures of these two organisations were transposed there would be internal chaos and the company's would lose their positions within their markets. A McDonald's restaurant that started to add flair to its menu would soon cut in to the company's tightly controlled profit margins whereas a company with tightly enforced rules and regulations could never lead the market in innovative technologies. It is not by chance that these two organisations have such different cultures. They are each the product of a clearly constructed and executed leadership policies reinforced by the organisation's founders and subsequently their top management. The processes of selection and socialisation are key tools in the maintenance of an organisation's culture. The selection process is typically employed within organisations not only to select individuals who have the technical skills and knowledge to perform their roles within the organisation but also to select people who will fit in with, and not undermine, the organisation's culture. The process of socialisation has as its key objective the moulding of the

Reflective Essay on Module

With the help of the Gibbs model for reflection I have written the below reflective essay. I have chosen this model for reflection cause: Firstly it is simple to understand and secondly it follows a very systematic and easy approach. As I began with the module I was quite happy that it has been included in the course, as it would help me overcome academic writing skills difficulties. Although, initially I did feel that the module would only aim at giving academic support, but eventually I realized that like its name suggests it also helped develop my personalities as well.In this module, we were given to make a poster and a formal report. In this way I felt the module evaluates an individual in different ways and on different aspects. By making a poster the creativity of an individual can be evaluated. Poster presentations are becoming common at workplaces and the first assignment helped us have an experience on how to make on. The second assignment was a critical report based on the same article we used for the poster. This assignment helped us improve our critical skills and present it in a formal report structure.Since we had to critique only one report it was quite difficult as there were nothing to compare it to. We only had theories as a base to help us write the critique. Whilst doing research for the report, I came across a learning styles model by Honey and Mumford. The model is given as below. Peter Honey and Alan Mumford (1992) connected each stage in this learning cycle with a preferred learning style: Stage 1 Having an experience – Activist Stage 2 Reflecting on the experience -Reflector Stage 3? Concluding from the experience -Theorist Stage 4?Acting differently as a result/planning the next steps- Pragmatist As I read about what each part meant I could completely relate myself to the Activist part of the model. I am generally very enthusiastic about things and like to be in power whenever in a group discussion. It gives me a sense of satis faction. Also when we were given discussions in the Tutorial to undertake I would tend to lead and chair the group. Something that is not is that just as the model suggests even I tend to act and then consider the implications afterwards. This is one attitude of mine that I am trying to hange and adapt to a reflector model where I consider the implications of my actions before acting on them. As it is famously said â€Å"Think twice before you act†. I must inculcate this proverb in my acts of life. Many a times when I introspect on my learning altitudes I also feel that a part of me is the Pragmatist learner. As I mentioned earlier I am always enthusiastic and keen to learn and experience new things. I always understand concepts faster which I can relate to practical experiences in the past and apply to my job in future. Just as the theory states even I tend to generally get impatient with lengthy discussions and conversations.From a pragmatist point I want to try to improve my patience level especially in lengthy discussions as often in workplaces lengthy discussions are carried out. Personally when I looked at the theorist attitude I felt I could not fit there but should try to adopt some of its attributes such as trying to be a perfectionist. Applying this concept to my PRS module when I was given the poster to do, I did not think much. I just looked up a few posters and got down to making my poster. It was later that I realized I should have first had discussions with my class mates on how they are approaching the assignment.By then I had already acted like an activist but it was time to become a reflector and overcome my hasty behavior. Hence, before I started critiquing the article with my peers and only then got down to do some relevant reading. Coming back to the first assignment. I quite enjoyed making the poster much more than the report as the poster involved using creativity. While I was writing the report I felt quite dull and boring as a f ormat had very formal approach. This is when I realized that I need to increase my interest for formal writing.Reflecting the Gibbs way I have reached the Analysis stage. To this I concluded that maybe more reading around the topic and reading a few sample reports would have probably helped to do it better along with more interest. For that I have thought I must plan a minimum amount of reading target to be set. And undertake detailed discussions with my class mates on a regular basis apart from the one’s that happen in the tutorials. On a general note, during the module when the topic of report writing was being covered, I had doubts but felt they were too silly to ask the module tutor.Due to this I had numerous difficulties while starting the critical report. I have decided not to fear from people judging me and go ahead and ask the questions to clear my doubts. In fact I did start acting on it and did start questioning tutors and friends. I realized I should have done this much before. The Personal and Research skills module has taught me about researching which gave me a sense of self confidence on something I wasn’t sure I could do. Or rather knew how to do. Before I joined the master’s course I was quite friendly with MS Office.But some of the tutorials and lectures on IT skills helped me enhance my technical skills prezi, a very interesting application was unknown to me. After the lecture I downloaded it and started to see its features. I have always been interested in enhancing my technical skills in any form. Because in today’s tech savvy corporate environment one is considered un-updated if they do not poses skills. Referencing was a very new concept to me. Initially, I just could not get my head around it. One of the PRS lecture taught us how to use ref works. Now, I just do not need to bother with journal articles referencing.Refworks had made it so easy. I have particularly mentioned about Prezi and refworks as these we re two highlighting factors that I found in the module, very helpful in making my coursework manageable. As I attended the lectures I felt that the PRS model has been formatted in a way to help students do their coursework and acquire the intellectual and technical skills required to complete the MSC in Human Resource Management at Robert Gordon University. Before I came I had heard that RGU has a high performance demand. I felt this module was designed, to make sure that students meet up to it.The good part of this modules experience is it does actually help you acquire the Personal and Research skills that it aims to. But in my opinion the module was a little insufficient in providing writing skills, especially for international students who are doing this form of studies for the first time. But as I thought of it I felt it is the master level and everything cannot be fed on a spoon to the students. To this thought I felt, I need to put in some more effort from my side maybe throu gh taking help of the study skills help available.I have come to a belief now that at masters teachers are more of a catalyst then an ingredient to our masters degree. On a concluding note, the Personal Research skills module in my opinion is essential for every business related course. Maybe if I had had something like this while doing my degree it would have been more helpful at a master’s level. But whether at a master or at a degree it is an essential model helping an individual to develop ass sorts of skills needed in today’s competitive business environment. References: HONEY, P. and MUMFORD, A. , 1992. The manual of learning styles